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What Types of Injuries are Covered Under Premises Liability Settlements?

Workplace accidents can happen anytime and in situations where one least expects them. For instance, you may be injured in an accident or develop a medical condition while sitting at your office desk in a closed and protected environment.

Adequate safety measures at the workplace can help reduce the risk of injuries and illnesses. Injuries suffered on the job or on an individual's privately owned property can even cause permanent damage to your health, along with bringing hardships into your personal and professional life.

If you find yourself in such a situation, then don't hesitate to take necessary legal action. You may be eligible to receive compensation for the damages on the grounds of premise liabilities.

You can claim compensation for injuries sustained in company premises, by company-owned property, assets, and equipment. If your pre-existing medical condition is aggravated because of the accident, then you can claim compensation for your condition in the form of compensation. In addition to these aspects, there are some special rules that are applicable for varied professions.

Read on to learn about the types of injuries that can be claimed under the Federal Employment Compensation Act.

Injuries Due to Accidents at Work

Accidents can lead to various injuries, including minor scrapes and bruises, permanent disability, and death. Incidents like auto accidents, cases of slip and falls; injury caused by negligent coworkers, unguarded sharp objects, and working with dangerous work equipment are some of the common cases recorded by employers.

After seeking medical treatment for your injuries, your next step should be to notify the employer/landowner and the insurance company of your intent to pursue a claim. You need to start gathering documents and testimonials by eyewitnesses or experts for your personal injury claim. Contact the insurance company for your claim number, and you may be assigned to a claims adjuster to handle your case.

The insurance provider of the landowner/employer will conduct an investigation to check the authenticity of your premises liability claim. The compensation amount will cover your medical bills, out-of-pocket expenses, lost wages, and monetary benefits for your pain and suffering.

Injuries Caused by Assault at Workplace

Workplace violence can include abusive behavior and physical assault by a coworker. Victims of such crimes should seek immediate medical aid for their injuries, and then plan to seek rightful compensation for the harm caused to them.

The next step would be to receive monetary support in the form of compensatory benefits from their employer. You should be contacting the human resources personnel for guidance to file a lawsuit against the employer. You will have to file a ‘first report of injury' form and submit it to the human resources official. You must provide specific details and information regarding the kind of assault, the date, the time, and the cause of your injury.

Once you've filed the claim, contact the police and file a criminal complaint against your attacker. You may ask your coworker(s) to accompany you to the police and testify as an eyewitness. If you are filing a third-party lawsuit against your employer, then the police report will be helpful in your case. The court may order the abuser to pay your restitution amount and allow you to seek victim compensation funds from the state.

Injuries to Victims of Workplace Crime

Although employees and landowners vouch for their property's safety measures, crimes can happen anywhere. Whether it is a corporate setup, a restaurant, a retail store, or a construction site, employees require crime prevention skills to protect themselves from becoming victims of crimes.

Robbery, theft, and burglary are some of the crimes that most commonly take place at workplaces. It's difficult for employers to prevent all incidents of workplace violence, but they can minimize the chances of its occurrence.

Benefits for employees hurt in workplace crimes normally include payment of medical bills, counseling charges, out-of-pocket expenses, and a certain portion of lost wages. These expenses are borne by the employer or the insurance provider hired by him/her. But, remember that these benefits and settlements do not compensate for the pain and suffering in such cases.

Injuries Due to Unsafe Work Conditions and OSHA Violations

In the United States, workplace safety regulations are drafted and enforced by the Occupational Safety and Health Administration (OSHA). Employees can contact this agency if their workplace isn't following these safety measures. OSHA provides training and resources to employees who need assistance or want to report safety violations.

It is quite common for employees to overlook unsafe situations and continue working in such conditions. However, it is advisable that you don't wait for it to get worse, and immediately inform your employer or OSHA about the conditions. If you're injured because your workplace conditions failed to meet OSHA safety regulations, you have the right to file a workers' compensation claim under federal and state laws.

You will be required to provide strong evidence to prove that there was intentional negligence on the employer/landowner's part. An able attorney can help you prove that the defendant's failure to comply with OSHA regulations led to greater negligence or the complete disregard of your safety. Gather photographs of your workplace, depositions of coworkers who were exposed to the dangerous conditions, deposition of OSHA representative(s), copies of OSHA notifications, and employer's safety records to strengthen your case in court.

Violating safety measures at the workplace or privately owned property is a serious issue, and negligence on anyone's part can lead to permanent damage to a victim's health. Businesses and property owners should strictly follow the federal and state safety regulations in an effort to keep employees and visitors safe at their premises.

As an individual, you need to take care of yourself and bring violations of safety regulations to the attention of the concerned people. If you are suffering from any of the above-mentioned injuries, it is advisable that you get in touch with a personal injury lawyer to help you deal with the case.

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